Does your Fort Collins business need revenue based financing? Revenue based financing (RBF) ties repayment to your monthly sales.
Overview
Revenue based financing is a commercial funding structure where repayment flexes with your gross sales. You receive a lump sum, then share a fixed percentage of daily or weekly revenue until a predetermined total is satisfied. There is no traditional amortization schedule. Revenue based business loans suit companies with fluctuating cash flow, seasonal peaks, or rapid growth that outpaces conventional credit limits.
Unlike asset based lending, RBF does not require collateral liens on inventory or receivables. Instead, funders evaluate your sales history and forward momentum. This makes revenue based business funding attractive for service firms, restaurants along College Avenue, breweries near Old Town, and retail shops in The Foothills that lack hard assets but generate consistent customer transactions.
Funders typically want at least six months in business and minimum monthly revenue thresholds. Strong credit helps, but your sales trend matters more. Revenue based financing companies look at bank statements and payment-processor data to verify volume. If your Fort Collins storefront or online business shows steady receipts, you stand a reasonable chance.
Businesses near the Colorado State University campus often see seasonal swings tied to the academic calendar. Revenue based loans accommodate those patterns because payments adjust automatically. A coffee shop on Laurel Street pays less in summer, more during fall semester, without penalty or default.
Fort Collins entrepreneurs deploy revenue based financing for inventory before peak tourist season, equipment upgrades, hiring ahead of growth, marketing campaigns, and bridging cash gaps between large contracts. Because funding arrives quickly (often within days), RBF works when you cannot wait weeks for traditional underwriting.
One Wellington-based logistics company used revenue based business funding to buy a second delivery truck when a national retailer expanded its contract. The broker (that's us) matched the operator with a funder who released capital in seventy-two hours, letting the company capture the new route without delay.
We gather your sales records, match your profile to revenue based lending partners, and negotiate terms on your behalf. You avoid shopping dozens of revenue based lender websites. We handle the paperwork, coordinate underwriting, and push for the fastest close.
Visit us at 301 Remington St, Fort Collins, CO 80524 or call (970) 550-5802. We also broker working capital solutions, equipment financing, and invoice factoring across our Fort Collins service area.
Asset based lending loans use receivables, inventory, or equipment as collateral and typically offer lower costs. Revenue based business loans require no lien but carry higher total repayment. Choose asset based loan structures when you own pledgeable assets and want lower expense. Pick RBF when speed and flexibility outweigh cost, or when you lack traditional collateral.
Related programs
Serving the Fort Collins area
We know which lenders fund which kinds of Fort Collins businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
