Looking for a business loan broker in Fort Collins? Driftwood Advances connects you to commercial lenders across multiple programs, SBA 7(a), equipment financing, working capital, commercial real estate, lines of credit, invoice factoring, and more.
A business loan broker matches your company to lenders and loan products you wouldn't find on your own. We submit your application to multiple funding sources simultaneously, negotiate terms, and track every step until the wire hits your account. You save weeks of research and avoid the credit-inquiry damage of scattering applications yourself. Brokers earn a finder's fee from the lender after closing, so our service costs you nothing upfront. Speed matters in Fort Collins' tight commercial real estate market, when a Old Town storefront or a Harmony Road warehouse comes available, you need funding approved before the next buyer steps in.
Most small business loan broker deals require six months of operating history, a 600+ personal credit score, and revenue that covers the new payment. Startups lean on SBA microloans or equipment financing with larger down payments. Collateral depends on the program: SBA loan broker files often use business assets and a personal guarantee, while invoice factoring needs only outstanding receivables. Bring two years of tax returns, year-to-date profit-and-loss, a bank statement covering the last ninety days, and a one-paragraph explanation of what the money will do. If you're buying a craft brewery near the Cache la Poudre or adding delivery vans for a Timnath logistics company, spell that out.
Working capital covers payroll gaps between tourist season and CSU's fall semester rush. Equipment financing puts a new CNC mill on your shop floor in Laporte or replaces aging food-truck refrigeration. Commercial real estate loans fund the purchase of flex space along I-25 or a mixed-use building in Bellvue. Business lines of credit smooth cash flow for contractors waiting on municipal project payments. Invoice factoring turns unpaid invoices into same-week cash when a client stretches net-60 terms. Hard money bridge loans close fast when a traditional bank timeline would kill the deal.
How it works
Call (970) 550-5802 or visit us at 301 Remington St, Fort Collins, CO 80524. We'll ask about revenue, credit, collateral, and how soon you need funding. You'll upload documents to a secure portal, no need to visit multiple bank branches across Wellington or Masonville. We submit to our lender network within two business days, then update you as offers arrive. Once you pick a loan, we coordinate signing and wire instructions. Most business lending broker transactions from first call to funding take two to four weeks; factoring and short-term working capital can close in seventy-two hours.
A craft brewer in Old Town needed capital to add canning equipment and double taproom seating before summer. The owner had strong revenue but no real estate to pledge. We structured an SBA 7(a) loan using the new equipment as partial collateral and a blanket lien on business assets. The file went to three SBA-preferred lenders; two returned term sheets within ten days. Funding closed in twenty-one days, and the expanded taproom opened ahead of Tour de Fat.
Related programs
Serving the Fort Collins area
We know which lenders fund which kinds of Fort Collins businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
